Tag Archives: financial

Russian Federation Constitutional Court

However, the EAC Chairman, speaking at the Federation Council, duplicated the idea of the Supreme Court to establish a uniform procedure penalty payments, extending it to all taxpayers, including individuals. At the same time offering to abandon the judicial machinery collection of tax arrears, fines and penalties, and the court to consider only the contested acts tax authorities to collect payments. It should be noted that this bill and the initiative you are not only contrary to paragraph 3 of Article 35 of the Constitution – "no one shall be deprived of his possessions except by court order, and go contrary to the legal position of the Russian Federation Constitutional Court (decision of 17.12.1996 20-II, the definition of 06.11.1997 111-O, Judgement of 12.05.1998 14-II, Judgement of 15.07.1999 11-II, the definition from 06.12.2001, 257-O), which defined different procedure for collecting tax payments from individuals and legal entities, aiming not at that to put them in an unequal position in the sphere of tax relations (the obligation to pay taxes), but on what to avoid administrative interference in individual rights when the issue can be resolved only through litigation. These initiatives have the higher courts and even violate the banking secrecy, and cancellations, as well as adjusting Article 48 of the Tax Code, not only would lead to a change in a number of articles of the Tax Code and the rights and obligations of banks and taxpayers – individuals who will have to disclose accounts held in Credit Institutions (st.st.11, 21, 23, 31, 60, 76, 86, 93, 93.1 of the Tax Code, etc.), but also undermine confidence in the banking sector, which is especially would affect the economy and political situation in during the financial crisis in the country.

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Cash Loan

Before the analysis of credit rates necessary to pay attention to two important details: The requirements of the bank to the borrower. Since the onset of the crisis have tightened requirements for borrowers in almost all banks with few exception. First, raise the age at which credit is extended in cash. In general, the average age at which you can draw cash loan is 23 years, but there are few cases of lending in 1921. Secondly, increased the required experience at the last place of work: at the moment most liberal requirements 3 months makes only a few banks, while most loans to people with experience of 6 months and above.

Thirdly, many banks have imposed restrictions on the receipt of cash loan for people with certain income. In such a situation a person is difficult to pick up the bank, where you can get a loan, given his income, length of and age, as well as many other parameters, which are discussed below. Requirements for the documents for the loan in cash. As a rule, for credit in cash without sureties, in addition to the standard passport and the second document, the banks began to demand a certificate confirming the borrower's income, and a copy of the work book. If previously it was sufficient to provide a certificate in the form of the bank, now need to formally 2-PIT. These tighter requirements to the documents made it possible to turn all sorts of fraudsters who specializes in the production of documents for the loan. However, despite the complexity of the situation with the necessary evidence income is still possible to get cash loans without reference to income. What to look for when choosing a credit program to start to analyze the rates on the loan.

The interest rate is pay attention, but only partly. Returns the time when banks are laying the bulk of the interest burden in the various monthly fees (commission for the CSC, the Commission for maintaining accounts, etc.), so this item it should be noted separately. For some banks monthly commission on the loan in cash of more than half of all paid by the customer interest on the loan. Also pay attention to the method of charging commission loan, that is, to determine how it is calculated. Second to that is worth paying attention to when choosing the loan in cash – a one-time fee for receiving it. Wide range of commissions – it varies from 2 to 10 percent. Penalties for early repayment in cash at the moment are rare, but it should clarify how early redemption is carried out. Often when you make the sum greater than the monthly payment, the difference just hanging out on the bill and neither is a principal repayment of the loan and the interest continues to accrue on a large balance. Thus, to choose for themselves a cash loan you need to assess requirements bank to the borrower, document requirements, fees for the loan. I wish you good luck with the credit.

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Mortgage Kit Finance

Mortgage on the investment bank Kit Finance consists of several programs – the main mortgage program, "Keith – long-term standard ',' Keith – Monetary Standard ',' Mortgages – the dream 'and others … We will talk about the most common Mortgage Kit Finance. The main program of mortgage finance becoming a member of Keith major mortgage programs Kit Finance, you will be able to take advantage of a mortgage loan of up to 30 years, but you have to pay the initial payment – Kit Finance mortgage loans not exceeding a total of 90% of property value. Moreover, if you can not verify your income documents, you will have to pay not less than 20% of the cost of purchased housing. More several requirements for mortgage borrowers Kit Finance – ages 18 to 75 years, Russian citizens, the total length of service – at least 1 year, with at least 3 months in last place of work.

The minimum rate on your mortgage Kit Finance is 10.75% in rubles and 10.5% in U.S. dollars, but for such a rate you will pay at least 50% of the value of the acquired property. In a much more common case, if you pay 10% to 30%, your rate amount to 12.75% in rubles and 11.5% in dollars. Mortgage Kit Finance: costs for obtaining a mortgage loan at the bank Kit Finance you'll have to spend on evaluation of purchased housing (1,800 rubles) and three types of insurance risk (your life and work capacity, property and risk of loss of property rights). Do not forget the associated costs – the bank will take a commission for its consideration and application, and for opening the loan account.

Mortgage Kit Finance: Where start? Visit the official site of the bank Kit Finance, or visit the office of the bank – it will tell you about the mortgage KIT Finance in more detail and give a complete list of documents to be submitted. After providing the bank all necessary documents and obtaining a positive decision on the loan needed to find housing and provide the bank documents are already on it. You then need to assess the value of the acquired real estate through an independent valuation of the company and open an account in KIT Finance. It remains to register the contract of sale and provide another set of documents to the bank.

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Business Centre Magnus

History Business Centre (BC), St. Petersburg Magnus. As conceived by Peter I on Vasilevsky Island was supposed to appear a network of rectilinear blocks, separated from each other by channels. Each side of the channel would be a street or a line, as they were called at that time. The project was designed by architect D. Trezzini in 1716. Work on the construction of channels were slow, and then were stopped altogether. In 1766 the canals were filled, and on the buildings of the island in their place formed the street, and plan for the construction of Peter preserved only in their names.

The names of the 8th and 9th lines exist in 1730, but its present appearance 9th Line, on which the Business Centre (BC), St. Petersburg Magnus. , acquired in the XIX – early XX centuries. (From the 1720s until the early XIX century 9th Line was built mostly wooden houses). In the first third of the XIX century, the 8th and 9th line had a very original form on the 8th line were wooden houses, and on the 9th – the stone, so that even side streets look like a city, and the odd – as rural. In the early XIX century, the 8th and 9th lines associated with the Fast Vasilevsky Island, and the discovery in 1850 by Nicholas Bridge, spanning the center of Vasilevsky Island capital, their important transport role determined definitively. In the 1880s there have paved the line of horse railroad, and in 1914 allowed the first tram.

House number 34 on the 9 th line VO It was built on wooden buildings in the years 1910-1911, it designed by the famous master of modern St. Petersburg NI Alekseev. Before the revolution, was located apartment house. In the years 1915-1917 at number 34 lived Hadrian VP-Peretz, listener Bestuzhev courses in the future, the famous historian Old Russian literature, corresponding member of USSR Academy of Sciences. In the IV quarter of 2006, the reconstruction of the building was completed by "Rurik management." Now at number 34 on the 9th Line VO There is a modern Business Centre (BC) Magnus Petersburg., Retaining the historic facade of the building.

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Serious

These signals that make, which, as I say, I’ve been able to capture, I can perceive, that we are in the presence of a being, however, possess potentially, say in the cultivation of your personal aspirations still lacking plane, runs the serious risk of becoming something somewhat unpleasant, a little futile, superficial and vain, person to whom it is best to avoid. Then, to your question, somewhat disparagingly, who is this that is thought? When you go to other people, who perhaps do not fully share your particular points of view, would be that you were previously able to make value judgements about your own person, and you respond with sincerity, who think that I am? As I have mentioned before, the value that each one can give himself, it is directly linked to the degree of development reached, in its ability to recognize the countless actions, which, every day, are made by people in our environment, without any claim, with the sole purpose of collaborating, for which our own life, much more enjoyable, than it certainly would, if they were not there to make things actually happen. Actions such as: give you affection, provide you and serve you food that you eat, wrap that blanket you, resources which demands to meet your needs, etc. etc. A huge list of goods and services which daily consume, which demands are you to provide, for the simple reason, that you consider yourself with the right to sue them, unless you’re with the elementary obligation to thank and if possible, give back. If you look carefully your environment, you will see, although there is a very wise saying which says, there is no worst blind one who doesn’t want to see that there is hardly anything of which demands every day, that they should come from your own effort, in reality is you’re so dependent on others, as a disabled person could beyour for you, you do not bring any value, you do not add anything, you only file, do you think you you deserve what daily? are you receiving? Do you think that the simple fact that are your family obliges those who coexist with you to give and give, without receiving any kind of recognition for what they do? People who really love you, there, are always willing to extend you your hands, but you must understand, that these people have a great value in themselves, they have learned that miracles, no se piden nor are they claimed, simply occur.

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