Mortgage on the investment bank Kit Finance consists of several programs – the main mortgage program, "Keith – long-term standard ',' Keith – Monetary Standard ',' Mortgages – the dream 'and others … We will talk about the most common Mortgage Kit Finance. The main program of mortgage finance becoming a member of Keith major mortgage programs Kit Finance, you will be able to take advantage of a mortgage loan of up to 30 years, but you have to pay the initial payment – Kit Finance mortgage loans not exceeding a total of 90% of property value. Moreover, if you can not verify your income documents, you will have to pay not less than 20% of the cost of purchased housing. More several requirements for mortgage borrowers Kit Finance – ages 18 to 75 years, Russian citizens, the total length of service – at least 1 year, with at least 3 months in last place of work.
The minimum rate on your mortgage Kit Finance is 10.75% in rubles and 10.5% in U.S. dollars, but for such a rate you will pay at least 50% of the value of the acquired property. In a much more common case, if you pay 10% to 30%, your rate amount to 12.75% in rubles and 11.5% in dollars. Mortgage Kit Finance: costs for obtaining a mortgage loan at the bank Kit Finance you'll have to spend on evaluation of purchased housing (1,800 rubles) and three types of insurance risk (your life and work capacity, property and risk of loss of property rights). Do not forget the associated costs – the bank will take a commission for its consideration and application, and for opening the loan account.
Mortgage Kit Finance: Where start? Visit the official site of the bank Kit Finance, or visit the office of the bank – it will tell you about the mortgage KIT Finance in more detail and give a complete list of documents to be submitted. After providing the bank all necessary documents and obtaining a positive decision on the loan needed to find housing and provide the bank documents are already on it. You then need to assess the value of the acquired real estate through an independent valuation of the company and open an account in KIT Finance. It remains to register the contract of sale and provide another set of documents to the bank.