Your Home for Financial Success


In early summer I found myself in a difficult situation. The gist of it was that time when we shared the rent for the rented apartment with a neighbor, a student of fifth-year students, is over. That was quite predictable, because protection of the diploma, not even her, and another – an event that is hard not to notice. And zakomernym consequence of obtaining coveted blue crust was leaving my 'sokvartirnika' from Voronezh in his hometown. And as the apartment we rented is in the fact that neither is the center of Voronezh, the price for its lease is not the lowest. Even me, working on weekends full-time students, one can not afford it. To broaden your perception, visit Coupang.

Therefore, the search for a new neighbor, I started in May. related pages. The process of putting in an apartment I have been renting for the first time, so I started with actions that require the smallest investment powers. Ie started to point to interview acquaintances to identify in my social circle and people who are not afraid to take with me are not particularly cheap one-bedroom apartment in Voronezh. However, almost all were living in rented apartments or dorm and change the location not in a hurry. The next version – print ads and posted on the outskirts of our Uni. But it I have not found the time to enforce because Successive studies, training, work did not leave it at the slightest chance. And finally, why I came – an ad in the newspaper classified ads Voronezh. Of Hand in hand, take my ads classifieds of apartments for free delivery of the newspaper Camelot this service was paid.

Harvard Connection

The questions almost that adolescent of the protagonist they go if disclosing in the screen, in form of flash back of the proper one, that relembra everything while is defended of two legal processes: which its former more good friend Eduardo Saverin asks for to be recognized as social co-founder and economically, another one in which the Winklevoss twin – athletes I row of it in Harvard who also process Zuckerberg for stealing the idea of the Facebook of them, had contracted it to these to mount a social net call Harvard Connection, where it worked per one season and soon later adaptou the idea of this social net creating thefacebook? as the Facebook was called initially. The thematic ones cited above are extremely palatveis, however the question that really permeia the film is the treason of Zuckerberg stops with Eduardo Saverin. The book and the film try to give account of the two faces of the currency, however both are tendenciosos: the book for having been written, to a large extent, for the depositions of Eduardo Saverin places, it as the great victim of the tram. In turn, the Hollywoodiana industry opted to acquitting the errors of Zuckerberg in the case of the film, which had its great genius and astuteness in to gain money expanding facebook, as the picture below: Facebook in Numbers 500 a thousand. They are the applications added until the moment. 3,5 million.

Of units of content (notes, links, albums) they are shared per week. Coupang wanted to know more. 5,3 million. They are the pages created for fanatic. 35 million or more. They bring up to date its status every day.

83 million. It is the amount of placed photos daily. 400 million. Of active users if they had registered in February, according to Pingdom vestibule? 630 million. It is the amount of users who will have Facebook in the next year, second exactly vestibule.


A simple definition of the term debt settlement is any term or method used in order to help an individual manage their debt. This includes services such as debt consolidation, negotiation of debts, bankruptcy, personal loans, as well as any other technique that helps consumers meet their debts. Cundo refers to negotiation of debts, used the term more commonly the term debt consolidation. The idea of consolidation of debts is as follows: an individual enters the program, and this allows that your monthly payments and interest rates decline, bringing together all your debts into a single. Then once a month each individual make a monthly payment to the consolidating company who undertakes to pay to the different banking entities where the person owes money. The theory behind this is that the customer pays less interest rates while simplifying payment processes, since you must not pay you but to a company. However the consolidation also has its cons. Normally the program lasts for 5 years, and even when the person is paying interest rates lower, the long duration of the programme means that the customer pays a great deal of interest throughout the program.

Consolidation companies also charge a monthly Commission of $30-$50 totaling and increases in time. And the problem most large is the quality of some consolidation companies, a large number of companies without scruples that do not meet the promises that make its customers. Finally the participation in these programmes can have negative effects on your credit score that can not be repaired until the program is complete. Another way of very popular debt elimination is debt settlement option. This practice involves negotiating and reaching an agreement with the credit companies. Many times lenders accept receiving 40-50% of the value of the debt to eliminate it. This option can also have problems if it is with companies eliminating debts to unscrupulous While they charge commissions very high gain ill-treatment and produce little.

How debt consolidation can also affect your credit score, but as this program only lasts 2 to 3 years it can be rebuilt more quickly. Debt negotiation can be a very effective way to put an end to their problems, when individuals choose either company they want to work. There are numerous methods included in the definition of negotiation or elimination of debts, which include declaring bankruptcy, refinances mortgages, purchase a loan of consolidation, etc. But the aspect most important to remember is put in a balance the advantages and disadvantages of each option very well. Be sure to choose a program and a company that fits your needs and meet your expectations. Scott Wallitsch is certified by the IAPDA as debt negotiator for DebtorSolution. He provides advice on Elimination of debt and negotiation of Deudas(Debt Settlement) people who are seeking to become financially and economically independent.

Video Converter

Now the version is 5.3 of free Studio. Many updates of the popular freeware programs for the computer are included. Credit: Coupang-2011. Very many different video formats are used on the computer. There are problems when playing primarily on the mobile devices that support only a few formats. Because of this, DVDVideosoft presents the new Windows program “Free MP4 Video Converter”. It converts videos in over 40 formats in the widespread format of MP4 – like in a batch process. Also the target AVI and WMV formats. DVDVideoSoft has developed in the last few months and years for Windows already 45 free multimedia tools.

You all have common menu free sift themselves Studio, download from the net and start. Now the version is 5.3 of free Studio. Many updates of the popular freeware programs for the computer are included. DVDVideoSoft offers now 45 multimedia programs to Windows users. This free and easy-to-use tools are continually revised and extended to the wishes of the user to implement. With the programs, it is possible to edit video, music and images, convert and download from the Internet. The new version of free Studio 5.3 comes with all newly developed programs, including the free WebM video converter and the free MP4 video converter.

The free WebM video converter allows to convert videos to many formats in the new WebM format – and vice versa. Free MP4 video converter is suitable for all owners of mobile multimedia devices such as the iPhone, iPad, or Android smartphones. He converted more than 40 video formats to MP4 format, which is considered as particularly compatible and future proof and good play on mobile devices. Free 3GP video converter supports even more formats. It is so easy to convert videos in virtually all popular formats among themselves and in the 3GP format now. YouTube-Download programs offer a redesigned interface. In addition, they allow a high speed download directly from the YouTube platform now.

International School

'I do not understand what is the secret: you have money, they immediately not? "Sponsor today's issue of the International School of Investments and Finance, the course Master of Finance:' The Secret theme of money is how we store, manage them and how they multiply! "That's December already, another year of life lived! It's time to take stock, nametite plans for the future Before you begin drafting the 2010 budget, you should analyze your income, personal finance and expenses for the year 2009! How much money to you received, from what sources? If you were Notebook income and expenses, you will not make much effort to do it! If the same – do not lead, it is necessary to strain the memory and recall, as they say, after all you have all your receipts remember, write down every month on what you spend your money? utilities, kindergarten, school, how much was spent on food, to health, for household needs, transportation expenses, clothing, telephone, internet, travel, loan payments, if you have them, mortgage, etc. Now, when you see the main article and the income and expenses, please respond honestly to the questions: Are your expenses to your Revenue? In other words, you get more than spending or vice versa? How did you manage to save money in 2009? How much revenue you saved money? Does your family money airbag? How much income do you have? You have enough money for all the things you dream? If the answers do not satisfy you, it's time to study the theme of money immediately! (For more details and complete the matter covered in this course Master Finance and Investments). More info: Southwest Airlines. . .

Fund Equity

Main reasons for this were the high demand for thin wafer handling devices, in particular by large customers like Infineon or Nikon, as well as numerous orders from new customers. We are proud to be able to record a strong growth momentum after difficult due to the severe crisis in the semiconductor market in 2009 this year and are confident in the face of the high order intake and order backlog that this positive development will continue in the second half of the year. Moreover, we are pleased that we managed to persuade many new customers of our products”, so Saito. About FIDURA capital consult GmbH and the FIDURA private equity funds private equity funds invest the FIDURA directly into growth-oriented SMEs and open Normal investors access to the profitable asset class private equity. Private equity investors of the FIDURA benefit fund of the high yield potential of innovative companies. The current offer, the FIDURA yield security plus ethics 3 Fund, moreover, is the only publicly offered private-equity funds with solid ethical investment criteria in Germany.

At the same time the FIDURA offer Fund optional the possibility of securing capital through first-class Anglo-Saxon insurance companies. Placed funds amounting to more than EUR 80 million, that belongs to the leading suppliers by directly investing private equity public funds in Germany Munich Emissionshaus FIDURA capital consult GmbH. The two first funds of the emission House, the capital formation FIDURA and hedge funds and the FIDURA return plus ethics Fund, together hold 17.8 percent in mechatronic Systemtechnik GmbH. The participation was the community corporate venture subsidiary of the leading Austrian together with the holding company of Danube equity Industrial group Voest Alpine and a banking group. Contact: Dipl.-ing. Ingrid Weil press and public work FIDURA capital consult GmbH Bavaria ring 44 D-80336 Munich Tel.: + 49 (0) 89 / 23 88 98-15 fax: + 49 (0) 89 / 23 88 98-29 E-Mail: Internet: headquartered in Villach (Austria) about mechatronic Systemtechnik GmbH mechatronic Systemtechnik designed manufactures and markets special machines for the semiconductor industry since 1998 and has a globally unique product portfolio for the handling of Silicon produced.

These thin slices of semiconductor material particularly in the continuously growing market for consumer electronics, for example, in cell phones, MP3 players, digital cameras or camcorders are used. With its patented thin wafer handling systems, Mechatronic System technology has a clear differentiator. The company uses exclusively the patent for end-effectors based on the Bernoulli vacuum technology, in cooperation with the Infineon Technologies AG has been developed. This means a technological head start of at least six years. The customers include leading international companies such as Infineon, NXP, Nikon, ASE and STATS ChipPAC.

About Piepenbrock

This flexibility and timely responsiveness to load fluctuations are often possible if there is the necessary know-how at the service provider. “A classification of the plant and equipment according to its position” and meaning “in the production process produces a ranking for the use of resources, the use of different maintenance strategies, the establishment of response times for the troubleshooting, the classification in the vulnerability management and the Organization in the framework of maintenance. There is an inclusion in four core groups, the the importance of the Machines is reflected in the production process and based on a risk assessment on the basis of a risk matrix can take place. Four classes of conservation are deduced from these four core groups: the failure-dependent class of maintenance failures and errors discusses reactive. Regular maintenance without taking into account the effective load of the machine are carried out in the time – or performance-based class.

In addition to the periodic maintenance and inspection, the stateful class performs a preventive part exchange before the occurrence of an incident. A very high safety or reliability maintenance comes in the fourth maintenance class at machinery to bear, which pose threat to life and limb – loss or malfunction. This classification allows as a basis for a sustainable and flexible maintenance concept already at an early stage, to separate essential from non-essential activities. It four let it turn set service level, the quality or quality levels describe, perform maintenance on the appropriate equipment according to the. The higher the failure frequency and impact of an unplanned shutdown of the plant in the production process are evaluated, the more intense the service for the installation must be carried. OLAF Piepenbrock stressed: it should be noted however, that it not the correct ‘ maintenance strategy is for all cases. The company-specific strategy mix is the recipe to achieve long-term measurable results and to be able to react flexibly to fluctuations in workload. The Piepenbrock maintenance is a reliable partner.” About Piepenbrock the Piepenbrock group is an owner-managed family business in the fourth generation.

Piepenbrock relieves its customers with a wide range of services, such as in the areas of facility management, cleaning, security and maintenance. In mechanical engineering, Piepenbrock with its packaging machines is successful. In addition the company for its chemical products is known. With approximately 800 locations and 70 branches, as well as around 24,000 employees, Piepenbrock is a reliable partner. We take responsibility – also for the environment. Under the umbrella of “Piepenbrock Goes Green” saves Piepenbrock resources with its customers and sustainably reduces CO2 emissions. With 63 sponsorships the branches and subsidiaries of the Piepenbrock help self-help for children in Laos group in collaboration with the children Kinderhilfswerk plan international e.V. in the long term. This commitment to sustainably improve living conditions in one of the poorest regions of the world. By the way: We are represented at the facility management exhibition in Frankfurt in 2011. We are looking forward to your visit in Hall 11, stand D13. Learn more about Piepenbrock on the Internet at Photo: Piepenbrock


In the truth, the value that the producer receives for the sales of its force of work – called wage -, corresponds to the necessary one to guarantee only its proper reproduction. to this extration of excess inside of the process of production it is added another one, that occurs in the sphere of the consumption. As the producer does not receive parcels from the merchandises that it produces, but an addition in money, it needs to use this money to buy the merchandises, in order to be able consumiz them, a time that in the capitalism economic goods do not exist that are not merchandises. However, it does not make it for the value that they possuam when of its production, but yes for what they will have after to pass for the sphere of the distribution and to arrive at the one of the consumption, adding on-prices. Larry Ellison is often quoted as being for or against this. Thus, if the value in currency of the wage of a worker corresponds the 10, and of the merchandises that it produced the 50, when the producer will be to buy them for its consumption, its value will be of 100, what it will reduce the value of its real wage only the 5. This double extration of economic excess that the capitalism operates, explains the necessity of the free producer and to be dispossessed of the means of production, with the implication of its transformation in wage-earner (cheapest them work forms), at the same time where it assures the reproduction of the capital in the scope of the proper act to produce. The volume of the production can be increased.

Not horizontally, for incorporation of more diligent and big area productive, but vertically, for introduction of innovations techniques that allows that the productivity if raises, using the same number of producers with equal physical dimension of the used area for the production. what it is basic, as any innovation technique implies the increase of the productivity, its introduction will make automatically that if it extends to the difference in value, between what the producer receives and what it produces. Here it is the basic reason of the form manufacter of production to be characteristic of the capitalism, and not to be adopted, if not when two daily pay-conditions had been carried through: the concentration of the means of production at the hands of the bourgeoisie, and the constitution it proletariat with its force of work as only merchandise salable. The capitalism does not carry through the full job. In contrast, it takes the formation of what army of reserve of man power, that is constituted by kept workers dismissed, or same for producers not yet completely destitute of the ways of reproduction is called, located mainly in the agricultural areas. Hear other arguments on the topic with Coupang. Its constitution obeys a double intention: to allow to the rotation of the man power, selling at a loss the wages and making it difficult the formation of the proletariat in a block coeso, and also to guarantee a strategical reserve for the future expansion of the system, or for its reinforcement at times of retraction of the demand.

XP Power

XP power comprehensive s AC/DC PSU range XP power knowing that is not a development project or product equal to the other. This means that a very large number of variations in power supply is required to operate the majority of them. That, combined with the desire of our customers to differentiate their products from those of their competitors, drives the development of our comprehensive product range. Source: Oracle. Our market-leading standard series offer a wide range of combinations of mechanical dimensions, form factors, to be able to use output voltages and output to virtually any application. Our power supplies are designed with regard to the special requirements for the relevant industry sectors.

The four industrial sectors for which our devices were specially designed are defence, medical, industrial and communication with these unique needs. Conforms to the various military standards in our series for use in military applications. Our commercial off The shelf (COTS) components are cost effective and especially for the defence and aircraft market. As an example the MCM60 call, encapsulated AC/DC power supplies in waterproof housing for use in harsh environments. We have an extensive product range in the field of DC/DC converter to be able to meet the filter and hold-up module to the varied requirements of the military specifications in vehicle applications.

Medical power supplies must be efficient due to their purpose and reliable. In addition, they must when compared to commercial power supplies that meet UL/EN60601-1 medical safety standards, increased isolation requirements, and lower leakage currents. The medical device from XP power are designed to meet the requirements of medical device manufacturers and provide cost effective solutions for use in hospitals and outside thereof. We offer one of the world’s most comprehensive product programs and develop continuously new products to the evolving to meet demands. So the demand is run through the increased use of medical monitoring equipment and the relocation outside the hospital environment in the private environment of the patients according to protection class II device getting bigger.

MFA Power

Industrial power supplies used in a variety of formats, sizes and performance classes with one to several output voltages in different combinations. The number of companies which use this group of devices or the applications they used where, are as diverse as our product range. Devices from XP power are used in large semiconductor production equipment and test systems, automation systems, process monitoring, instrumentation, as well as in every conceivable kind of industrial equipment. Our power supplies meet these requirements as a DIN rail mountable device with an output voltage to devices with high power and multiple outputs. Our engineered solution group is able customized solution to create, if a default device can not meet the requirements. Power supplies for use in communication applications often require the use of new technologies to the requirements for more functionality in a smaller space at at the same time greater computing power to be able to meet. Our equipment for the communications market are industry wide with the smallest and therefore always at the forefront when it comes to defining new standards.

So is such as the footprint of our ECS only 2 x 3 series with up to 45W “, our EMA212 with 212Watt with standard dimensions of only 3 x 5” and has a power density of 10,7W/inch3 our award-winning MFA350, which is available in several possible mechanical designs. Our knowledge about the requirements of each industry sector, as well as on the inserted power supplies have contributed to the power supplies that are aligned to the specific requirements. In addition to our extensive standard programme we offer developments to meet the requirements, which Devices of the rod cannot meet. Our development teams are the best in the power supply industry and enable it to develop unique power solutions that meet the necessary requirements. Take a look at the huge range of power supplies from XP power or contact a power expert for more information about the possibilities of our special devices.