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Online Commerce

Trade direct to the final consumer invoiced in 2010 U$ S 28000 million in Latin American countries, after habwer closed 2009 at U$ S 21.775 million, according to estimacionesde a study commissioned by VISA. Q1 2010 e-commerce transactions marked a 27% rise in Latin America and the Caribbean.Among the main reasons, is, that the activity, just it was adversely affected by the fall of product internal bruot in several countries. Since many factors continued developing, as the penetration of computers, broadband connections that grew at rate of 20% and 15% per year, respectively. Other factors that collaborated with this growth of electronic commerce is the availability and use of different means of payment. The sophistication of sites that offer products and services through internet, was another factor that contributed to the development of e-commerce. Highlights the role of airlines and the big supermarket chains, which raised the necessary information for the consmidor online, in addition to facilitate navigation within the site, to end be able to find what they are looking further, there is one growing group of small and medium-sized enterprises that fuwron to refine their online business models. According to Larry Ellison, who has experience with these questions. In this sense stands the aparicionde the buying clubs, working on specific objectives of consumers. Growth does not occur evenly across countries of the region.

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Avoid Inflation

More beyond that deflation is tempting field in the United States, many investors are taking measures for a possible occurrence of inflation. Investors are fearing that the Central Bank of USA can not cope with the large amount of cash that injected into financial markets in response to the last great economic crisis. The problem is that the Fed feels the recession virtually ended and it is evaluating the possibility of climbing inflation in the coming years, considering the rates virtually to zero during those years. Gary Kelly often expresses his thoughts on the topic. Many investors are already implementing various strategies to take advantage of the inflation. Some increased their reserves in gold, while others bought bonds to protect themselves against inflation. In November 2009 were invested two billion dollars in mutual funds protected from inflation and other funds that publicly traded according to Morningstar Inc. Financial Advisor company Another very interesting aspect was that 3900 million dollars in raw materials and commodities funds were invested. Within the commodity investment funds were concentraron in gold.A fact more so that they take into account is that so far in 2010 already more than 59 billion dollars in these types of funds were invested.

While investors already generated 52 billion in stock funds and other funds that publicly traded and are specialized in shares of that country. There are many investors who are taking into account inflation when choosing their investments and that is doing to encourage companies with a large capacity when it comes to pricing, as well as also some bonds and debts with sky-high returns. In an interview with John Longo, Chairman of the Committee for investments of the MDE group commented that it was very difficult to believe that the Fed could absorb liquidity in time. Other colleagues of John Longo added funds with significant items for gold and raw materials, while they reduced their participation in bonds from 30% to 10%.

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Raul Reyes

The FARC have just received one of the worst blows in its history. Its international spokesperson and number two died in a clash with Colombian troops on the border with Ecuador. Raul Reyes, son-in-law of Tirofijo, was a possible successor to this 72nd leader of the guerrillas more ancient and rooted in the Western hemisphere. While Bogota announced it as a great victory, Caracas and Quito have shown rejection by mobilizing his troops to the border with Colombia. Chavez wants to legalize the FARC so that this forms part of an electoral alternative or replacement. Rafael Correa craves a negotiated departure, has denounced that Colombia violated its territory and caused a massacre against people who were asleep and has expelled the Colombian Ambassador from Quito. This will generate an important dilemma within the FARC.

In recent weeks it had been releasing important personalities. Today, they prove that, in return, has failed no concession of weight and that, rather, has been removed to his Chancellor. Uribe, who feels emboldened with his high approval in the polls and the March international anti-FARC on February 4 (which mobilized a million people), you’ll want to show that death as a consolidation of its strategy and will seek to demoralize the FARC, forcing them to head down. However, its action could also radicalize guerrillas and left breaking negotiations and endangering the future of Ingrid Betancourt and other 700 prisoners of the FARC. Original author and source of the article.

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Internet Retirement

The cost of goods and services only continue to increase as that you get older. Not having this increase may mean you do not have enough money for retirement. On the Internet, you can find a number of tools that can help you to calculate the inflation rate estimated at the time of retirement. Keep in mind, however, that these are only estimates. A financial advisor can also provide you with these numbers. Then, it’s important to remember that health can begin to worsen after retirement.

Reaches many older people at a time in life when long-term care is necessary. Even if you are 60 years of age and are in good health, please remember that you can change in just about a minute. Are you ready for this change, when you reach you? You should be. The cost of long-term care should be included in your retirement savings. If you are retiring with your spouse, it examines the cost of long-term care for each one of you. Unlike live comfortably among themselves in one independent retirement living community, the cost of long-term care can be costly. Flexibility is also important since your family situation may change also. Do you have children? If you have them, do not rely on help them financially through retirement.

Even if your children are in a good financial situation now or when you started with retirement, this can easily be changed. It is expensive to raise a family, as you probably already know. You don’t want to put your children’s health, family, or financial, at risk, therefore, you must make sure that your retirement savings plan is flexible and able to take into account many unexpected events that life can throw your way. Nick Riu RBmoney original Autor and source of the article.

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Chair Countries

When money speaks, truth is silent. Chinese proverb the dynamics of international trade scenarios show increasingly more actors who are integrated in order to consolidate trade economic blocs that allow to participate actively in the current international scenarios and more when there is a global economic crisis that affects all those countries that do not have consistent economic foundation to deal with it. The Chair of international trade in the graduate management program mention markets, considers it very important that its participants delve into assessing what to Venezuela represents the opening of new blocks and participation in international trade, in this case discusses his participation in Alba. Remember as it is well known, the Bolivarian alternative for Latin America and the Caribbean (ALBA) is a proposal for a different integration. While the FTAA responds to the interests of transnational capital and pursues absolute liberalization of trade in goods and services and investments, the ALBA puts the emphasis on the fight against poverty and social exclusion and, therefore, expresses the interests of the Latin American peoples. Bernard Golden understands that this is vital information. As indicated in lapatriagrande. NET lapatriagrande.net.

The ALBA is based on the creation of mechanisms to create cooperative advantages among Nations that allow to compensate the existing asymmetries between the countries of the hemisphere. It relies on the cooperation of hedge funds to correct the disparities that placed at a disadvantage to the weak countries against the first powers. For this reason the ALBA proposal attaches priority to Latin American integration and negotiation at sub-regional blocks, opening up new spaces for consultation to deepen the knowledge of our positions and identify areas of common interest enabling form strategic alliances and present common positions in the negotiation process. The challenge is to prevent the dispersion in the negotiations, avoiding that Nations sisters are removed and be absorbed into the maelstrom that comes by pressing on the basis of a rapid agreement for the FTAA. .

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State Brazilian Institute

Surely, at this stage in the circumstances no novelty won’t them if I say that the international financial crisis arising in economic recession in the major economies of the planet will affect in greater or lesser degree to all countries. Ministries of economy of all countries on the planet, surely the estimates of economic variables will have had to correct downwards and thus forecasts indicate a lower expected growth, slower growth in consumption and investment, fiscal results toward the low and a higher level of unemployment. On the issue that most affects families, unemployment, us have tired of reading in recent months, thousands of news about layoffs in the sectors most affected by the international financial crisis. So were happening the dismissals in entities of the financial sector, the construction sector and lately, in the automotive sector, among others. And this phenomenon was more or less in almost all countries. I say in almost all because in the case of Brazil it appears that the crisis has yet to the labor market.

It is that the rate of unemployment of the Brazilian economy registered a slight fall that ranked it at 7.5% during the month of October, (a fall of 0.1 percentage points from the 7.6% observed in the month of September). In this regard, the State Brazilian Institute of geography and statistics (IBGE) said in the report where disseminated the data: the October unemployment rate is the second lowest of the historical series of the survey, which began in March 2002. Cimar Pereira, IBGE Economist added thereon: at a time of international crisis, do not perceive its effects since engagements are no () and no layoffs. If this last month of October unemployment data is compared with observed in October 2007, with the international financial crisis already well installed, you may better appreciate this result. The comparison to the same period of last year showed a fall of 1.2 points percentage, since October 2007, the rate of unemployment in the economy Brazilian was 8.7 per cent. .

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Finances

So you avoid the temptation to spend it to you what I said in the first paragraph. Buy land: maybe you have to save a lot of that extra little money to do so, but a friend bought land in his native Bolivia for only 2000 USD. He was traveling to his plot, towards a barbeque under the trees and is returning. He had nothing built and expected to be able to do something with him. If didn’t it, the worst thing that could have happened to him It was having to sell the parcel, but by an amount greater than what he paid. My advice: Although many times is not, if you have an area that you want to buy and does not reach you that money, encourages another person with the same objectives as your and choose to buy it; they can divide it later in case of problems.

Tools for working on what excites you: If your hobby is gardening, why not buy some tools and offer this service to friends and colleagues? So you’d have an extra money for something that you love to do. You like taking pictures and love taking portraits of people, then buy a good camera, a few good lenses and flashes to start taking photos to your family for a modest sum. As to the best in any skill you have, you can increase the value of your work. Sounds interesting, isn’t it? This is the secret of my mother, whom I love very much: she has made birthday cakes for at least 1000 people in your life. If each cake had a gain of $10, we were speaking of 10000 USD that in 30 years It had become about 20000 USD (considering as example 50 cakes by year X 20 years X 7% interest in the Bank). Example of my German friend and photography.

What are those areas where you spend your money and that can generate value over time, or perhaps give you a slight gain? Share it with us at seguridad-financiera. Closing I would like to invite you to write me your comments about what excites them in your life, maybe you could to guide them to achieve a simple way of getting some extra income. Many times what is needed is a little imagination, because you desire and passion already exists. Or is not so?

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Economy Without Ethics

The economic crisis has erupted when the discourse of the Corporate Social responsibility (CSR) in annual reports and in responsible business indices is buoyant. Was it cosmetic or ethics? Make-up for having good appearance or vitamins that strengthen? A smart company does not choose to an ethic of disinterest, impossible for a modern enterprise thing, but of common interest. It does not abandon the pursuit of profit and viability, but that it seeks to achieve its profit through the shared benefit. Why try to become that company citizen that people see as his own thing, because generated material wealth, work and intangible values in your environment. Commitment to transparency that generates confidence and forging the reputation, values without which it is difficult to maintain viability. The prudent company tries to meet the aspirations of its interest groups and respond to them. Accountability, transparency and confidence are essential to achieving the good of the company.

Provided that there is an institutional framework capable of ensuring reasonably fulfilled the rules of game. The institutional framework, responsible for controlling the financial performances, put on notice to investors and consumers has not worked in too many cases. But despite the conviction Leninist that trust is good, but control is better, both are essential. Without control, banks play to excessive risk, to the loan garbage a day and does not provide the following, councils are backed by recalificaciones, consumers borrow beyond what is reasonable and there comes a time in which the train of economic activity gives a sudden stop or crash. But without trust decay transactions, reduces investment, scarce loans, closed companies, increases unemployment and grows the suffering. Is that the discourse of the CSR is disconnected from the systems of corporate governance? Is it that it has not incorporated the core of a large part of companies, when it is innate for them? Perhaps it is that there are two types of incentives, which belong to the sportsmanship of the company and the spurious.

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Latin America

It is becoming harder for entrepreneurs in Latin America to establish a business opportunity on the Internet due to the constraints imposed on Governments in the region to access foreign currency (US dollar). The vast majority of Internet business opportunities are handled in with U.S. currency, who is leaving a huge group of Hispanics without the possibility of opting for a future better for their families since it is becoming increasingly more complicated to obtain dollars to develop any business activity in the network. In some countries of Latin America was eliminated the use of prepaid credit cards to make electronic transactions on the Internet. With this measure a huge number of people was impossible, since unable to get a credit card, say normal, due to their levels of income (low income).

These poor people saw how he would escape from the hands the opportunity to improve their income through a business on the Internet. The matter gets worse now that neither with normal credit cards (case Venezuela) electronic transactions can be performed. These operations are currently deferred, blocked briefly. Many people who have initiated some entrepreneurship on the Internet with the hope of improving its economic situation are on the verge of losing the achievements to the impossibility of being able to promptly cancel the cost of operation of a business on the net. The regrettable aspect of the case is that most of these measures do not obey economic issues if not excesses of political character. In the region they are running aires left that according to its doctrine, the changes that are happening are for the good of the people; but apparently the opposite happening. There are now fewer freedoms in all areas, people are becoming poorer and every time there is less chance of progress. Jose Chavez Director: original author and source of the article.

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Novia Easily

How can I recover my girlfriend sometimes, when a relationship comes to a rupture, either one or both parties may be still in doubt that this end is not really the end, and this is especially true when a relationship is new. Some men simply cannot accept the fact that his girlfriend was. Therefore, they are hoping that she will be there in the morning and that it was all a dream. You are asking: How can I forgot my girlfriend?, it is important that you create a plan on how to do it. In order to regain a love, there are many steps to follow. These are some of the tips that you should keep in mind when you work in this process. There is always a second chance for everyone, so it is not impossible that you can get back with his ex-girlfriend. But first, you must ask yourself some questions still the amas? Are you sure that you want it back? Why? You are trying to recover it, because you don’t want to be alone or you don’t believe that they should have ended with you? If you are Looking back with her ex for other reasons that are not love, you can be playing a dangerous game that it would be best to avoid.

You must not seem desperate or needy by your ex, remember your priority is to find a solution to how to return with my ex-girlfriend? Although you may feel desperate and you really want it back, it is absolutely necessary to control their emotions. If you do not do so, it is advisable to talk to your friends or family so you can talk and weep with his heart, where she can’t see. Not urge you or cry in front of your girlfriend, you have even more not harassing. Learn to control your feelings, work the positive aspects of the relationship with your ex. If it seems too needy desperate, she can finish avoiding even more. Keep the lines of communication open with your ex. She could have ended the relationship, but have to make her feel that the lines of communication are.

You don’t have to be the initiates the conversation, but you must be willing to greet and have a conversation from time to time with it, i.e., be in contact with it above all, analyze what went wrong in the relationship. There must have been a problem that gave rise to the break-up of the relationship, so you must find out what was the problem if you want to get back with your ex. Find out what caused the fights, which needs were not satisfied and work on correcting these problems. These are the basic steps to win back an ex. You can find more information in our blog: reconquering couple original author and source of the article.

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