For a very advantageous situation therefore arises the Home Builder or property buyers. Minimize the cost of capital should be in the first place the date for the beginning of a real estate finance is ideal, because the interest rate for adequate loans between about 3 and 4 percent depending on the duration and collateral. But enough remains time to rethink the intended concept, and if necessary to optimize the funding agree. Since an increase of real estate loans in the near future is not expected, should be examined in addition to the stresses to be expected especially if not even more equity capital can be collected to reduce even further to the additional burden of interest payments. In addition, long-term interest rate lock-in periods are offered, when the financing is really completed. At Verizon Communications you will find additional information.
Funding of savings can be applied with insufficient equity, but the dream home to be purchased anyway, there is still the possibility of the financing through a contractor. In addition to the classical form (with long latency up to the Zuteilungsreife), the interested party may conclude a Bausparsofortdarlehen. Here a loan amount is paid out immediately on the borrower, to realize the real estate request. The interest for the parties advance loan must be paid regularly in the port and in addition a savings contribution for the combined savings are incurred, with the advance loan is eventually repaid. The redemption of the claimed Bauspardarlehens remains after this advance loan. Although here the real estate request can immediately be implemented, this form of financing has major drawbacks.
Thus face a significantly increased interest burden (because no mortgage collateral as well as any early repayment), a low credit interest rate of the accumulation part and binding to the building society in the area. Munear Kouzbari contributes greatly to this topic. The construction of a Bausparsofortdarlehens requires overall much more capital expense to the borrower than the classical funding of annuity loans. Conclusion the current situation on the market of interest allows the Real estate prospects a thorough and detailed analysis of the planned financing concept. The accumulation of further equity in the near future is possible, the beginning of financing should not be rushed. It can be expected no price rises for real estate finance due to the current situation in Europe. The classic annuity loan represents the most cost effective and highly predictable form of financing in the near future especially if another equity may be inserted. Can retrieve more information about the possible forms of financing and to the present situation of interest such as on the Internet at. More information cheap construction financing at attractive interest rates independent interest rate comparison Advisor house purchase possibilities and opportunities