Security is the key for life provides with the Sofortrente turbulence on the capital markets and the euro, financial and debt crisis have unsettled many people. In addition, the average life expectancy of the Germans always rising. Financial problems may arise in particular by this ageing, because the statutory pension insurance is sufficient already currently and in particular hardly in the future, to enjoy a long and financially worry-free retirement. Accordingly, the security of pensions on the agenda of the Germans has become an issue of top priority. The Sofortrente can fill the gap in age and offers a lifetime security of remuneration without administrative intervention. In a Sofortrente of the insured by regular monthly payments is secured until the end of his life.

For this purpose the insured person pays a one-off payment, so a larger sum, for example, the payment of a life or pension insurance. Already starts in the month following the retirement, where usually only the fraction of the income will be taxed. Here, the customer can decide whether he wants, for example, largely constant or dynamically increasing payments. The amount of monthly benefit depends on several factors. Age, gender, once paid the amount, the amount of the guaranteed interest rates, market development-dependent variable policyholder participation and the possible installation of additional contract options are critical. For example, it is possible to agree on pension guarantee period or a contribution refund, to provide nationals also after the demise. It must be noted that the guaranteed minimum interest rate will be lowered from currently 2.25% to 1.75% on January 1, 2012, so even the old guarantee interest can be secured at the premature conclusion. The customer should be aware that a Sofortverrentung becomes financially more profitable, longer lives insured.

In the short term, other systems can discard certainly higher yields, Therefore, the time horizon is to consider when concluding the contract. The statistically supported increasing life expectancy here however is for the Sofortrente. This particularly applies to customers who want to have a strong need for security and not even care to control the system. Because the real trump card of Sofortrente is located in the guaranteed security of payments for life”, explains Marco Otter leg the Managing Director of JuMFinanz UG (haftungsbeschrankt). About insurance insurance, a company of JuMFinanz UG (limited liability) has based in Marburg. On its Internet portal, it offers basic information on the following topics: Riester-rente, Rurup pension (basic pension), post-employment benefits, Sofortrente and payout plan, life insurance and pension, unit-linked life insurance and unit-linked pension insurance, British life insurance and British pension insurance, disability insurance and Invalidity insurance, private health insurance. “Contact Stefan Gobel JuMFinanz UG (haftungsbeschrankt) reel 1 35037 Marburg Tel.: 06421-1685500 fax: 06421-1685480 E-Mail: if you wish to receive no press releases from us in the future, send unsubscribe please send an email with the subject line” at