– Good afternoon! It's not you lost a suitcase of money? And then thoughts once in the head, and suddenly the bases, suddenly deceived? – I do not know. Maybe a neighbor? With the money, unfortunately, we do things differently. Somewhere I have already spoken. We do not want to make an effort, we do not want to think and learn finance, we should all at once, and a lot. But that does not happen. – So we have to, as well as the athletes work hard every time and sweat to become rich? – No! – I will answer you.
– Maybe we need to find a new job, where pay more? – It's a good idea, but are not. – Maybe we need to apply for additional work at night? – No, no and no. All you need is a minimum: 10% of your earnings. Today in Russia there are many investment tools that allow ordinary citizens to increase their savings. Let's start with retirement. Most of us, like me once, and do not believe that they can do with your pension, trusting the state to dispose of its funded part. Most of us do not know the% rate of its Pension Fund. Moreover, they do not know that the pension is an investment tool. Yes, yes, investment vehicle, and each person is an investor, but to get the money we can only at retirement. Unfortunately, the State Pension Fund in 2006 to the funded portion of accrued only 4.7 percent when the official inflation rate of 9%.